The Golden Quest -- Review & Giveaway and Compound Interest Activity Ideas

 

Disclosure: I was sent a digital copy of this book to write this review. I am working with The Children's Book Review and David Delisle and will receive a small stipend for this review. All opinions are my own.

What have you taught your child(ren) about money? It can be a hard topic for some. The other day I was having a conversation about how it is so different for this generation. When we were young, we used money. We got money. We earned money. We saved money. We spent money. These days almost everything is purchased with plastic. We order online and use a credit card. Most people pay with credit card just about everywhere. I know I often don't have that much cash on me. Our credit world is teaching kids a different lesson than we learned, and they may not truly understand that we have to pay for the purchases when the credit card bill comes. Today I am going to share a fun graphic novel style book for kids that helps teach about money. It is The Golden Quest by David Delisle and illustrated by Travis Hanson. 

Not-So-Common Cents -- Blog Tour & Giveaway

Disclosure: I was sent a copy of this book in exchange for an honest review and being part of the blog tour & giveaway. All opinions are my own.

Today I get to share with you a new National Geographic Kids book all about money and our financial system. I am participating in the Not-So-Common Cents Blog Tour & Giveaway which includes an excerpt from the book. See below the blog tour banner! It also includes a giveaway--good luck! The book is Not-So-Common Cents by Sarah Wassner Flynn. It is recommended for ages 8 to 12.

Teaching about Money--Savings, Charity and Spending

Piggy Bank (Source)

Well for Easter, my mother-in-law hid plastic Eater eggs for Hazel. Some had Lindt white chocolate truffles in them and some had money. Steve and I thought nothing of the money since we assumed they would be coins, however she put bills in them. One even had a $5 bill. (I should also note that she has already given Hazel a $5 bill as well as all of her change.) We decided it was time to talk about money with Hazel. I should also add we have two savings accounts for Hazel. One is money we received as gifts (mostly when she was a baby) and the other is one we opened recently and I have put some spare money in it as well as we take her piggy banks and deposit it there. Hazel went with me to open the account and received a piggy bank similar to the one pictured above (but it is blue and has the bank name on it). They have a change counting machine that is free if you have an account, so we always take the piggy bank there.

It just so happened that I browsed the used book store last week and found a copy of Three Cups by Mark St. Germain. I had picked it up to think about and then ended up buying it without thinking about it. I guess it was God's way of saying I would need it and I did.  This book tells about how Mark St. Germain's parents introduced money to him. They gave him three cups for his fifth birthday. One was for spending, one for charity and one for savings. They helped him figure out how much of each allowance should go into each one. He wrote this book to explain the method and to use with his own son. 

On Sunday I read the story to Hazel and asked her if she wanted to have three cups like the boy in the story. She did. So we set them up. I grabbed three mugs from our spare mugs and we labeled them with sticky paper and tape. I let her pick the colors for the labels. Then we divided the bills among the cups. The next day we took the savings cup and her two piggy banks (we left her quarter supply since she uses those for rides at local malls and stores) to the bank to deposit in her savings account. The book went into how the bank paid you to keep your money there. 

The bank is next to Target, and we needed to do an exchange there, so we headed in. While looking through the toys and such she kept seeing things she wanted. We talked about how we can put them on her wish list (I keep one on Amazon as well as in Pinterest, so I can easily send it to family members) or she can save her spending money for an item.

The final cup is the charity cup. Trying to explain charity to a four-year-old is not really easy. She knows we have gathered clothes and toys for children in need at her birthday parties, but I don't think she really gets it. And right now I am about to kick-off our stewardship campaign at church including lessons for the Sunday School classes, so I have had a lot of charity and giving on my mind. I found a book at Amazon, The Giving Book by Ellen Sabin. This book explains about charity and really works as a journal for children to explore giving and helping throughout the world. It includes stories and things to explain situations as well as places for the children to draw, write and record.

I am going to introduce this book to her as her charity cup begins to fill a bit more.

We have decided to start an allowance for Hazel. I think we will be giving it in change so she can divide it among her three cups. How have you handled money with your young children? What age did you start? What has worked for you?

Books with Life Lessons

Disclosure: I was sent these products free of charge. All opinions in my review are my own and I did not receive any other compensation. As always I am providing links to the book for your convenience.

Don't you love when a picture book has an underlying message? I do. Today I am going to share with you four new books that have different lessons in them. The first is Pablo and His Chair by Delphine Perret.  

Resources to Teach Kids Personal Finance

 

Disclosure: I was sent a copy of this book in exchange for an honest review. All opinions are my own.

Did you know that on June 29, 2024, California became the 26th state to require a personal finance class for all high school students? Half of our states now require personal finance to be taught in public schools. There are advocacy groups working on the other 26 states. Now as a child I remember my father teaching me about things like checking accounts, credit cards, and investments. Courses really were not offered in schools. In my first teaching job back in the 1990s I did however teach a consumer math class. I was teaching a vocational school and both consumer math and business math were offered. It taught things like banking, taking out loans, purchasing a car, taxes, etc. I remember one of the math teachers giving spelling tests for writing out checks. She made sure the kids knew how to spell the numbers out when they wrote them on checks. I didn't think much about consumer math after I left that school in 1997 until last year. My current job has me teaching consumer math again. I was given an old book back from the late 90's or early 2000's. The numbers are so outdated and really the content is rather boring. I got to come up with my own curriculum or find it. This summer I am taking several of Next Gen Personal Finance's (NGPF) teacher certification courses to help me get better at it. I have used their free curriculum for about a year and a half so far. Next year I plan to mix it in with other curriculum I have found and/or written. Today however I get to share a new book with you for younger kids, though I will be adding it to my classroom library, about financial terms. It is Financial Fun from A-Z by Brooke Lapides. It is recommended for baby through 9 but I see it as a great reference book for older students as well.

New Picture Books that Teach Various Lessons

 

Disclosure: I was sent copies of these books in exchange for honest reviews. All opinions are my own.

This week there are some great picture books coming out. I am sharing three of them today. Each has its own message/lesson. We will start with The Boy Who Said Wow by Todd Boss and illustrated by Rashin Kheiriyeh. It is recommended for ages 3 to 8. 

Fun Facts about the Tooth Fairy & Lost Tooth Traditions from Around the World

Did you know that August 22nd (and February 28) is National Tooth Fairy Day? In honor of this fun holiday I am sharing some fun facts about the mysterious Tooth Fairy. No one knows what the Tooth Fairy looks like, but often the Tooth Fairy is betrayed as a female with wings.

Chinese Zodiac and Chinese New Year Book Reviews

 Disclosure: Tuttle Publishing gave me a copy of these books free of charge for this review. All opinions in my review are my own and I did not receive any other compensation. They also sent me a copy to giveaway! As in all my reviews I am providing links for your ease, but receive no compensation.

This post is part of the Multicultural Kid Blogs Chinese New Year Blog Series and Giveaway. More details about all of this below including the giveaway!!

Seal Nakhon Si ThammaratBy Fine Arts Department (กรมศิลปากร) of Thailand. 

[Public domain], via Wikimedia Commons

Holiday Shopping Recommendations!

 

Have you started your holiday shopping? This year is going to be different than others and that makes it the perfect year to think about what and where you are purchasing your gifts. So many of us support the big names that make ordering easy and somewhat quick. Although there are many shipping delays since so many of the products come from overseas. This pandemic has really affected everything. I wanted to gather a list of products and stores to shop that will appreciate the business and will put smiles on all the gift receivers! Also please remember many people out of work from their full time jobs so they are depending on their side gigs, so please consider ordering from one of the direct sales vendors you know. 

Christmas Around the World - Christmas in Kenya

I joined an amazing group of bloggers put together by Beth at Living Life Intentionally to present Christmas Around the World. Each blogger is presenting how Christmas or a winter holiday is celebrated in different countries around the world. Some will be writing from their own experiences and some, like me, will be writing based on research. Today I present Christmas in Kenya.

Source

Making Learning Fun for Homeschool or the Summer Slide

Disclosure: I was sent these items to review free of charge from MindWare. All opinions in this post are my own. I did not receive any other compensation for this review. I am including links to each item for your convenience but do not receive anything if you purchase them.

Now I have mentioned that I have not been posting since so much of my time has been going to homeschooling Hazel for the last six weeks of school. Her school year officially ends this Friday (at least at her old school). However the items I am sharing today we will continue to use all summer because they make learning fun!! Now we needed to continue with her spelling which we had from her school, her math workbook (which is really boring) to do money and fractions plus keep her addition and subtraction facts fresh, then in science plants and space and in social studies continue with the states which has been an on going activity and finish up Massachusetts history. Well MindWare came to my rescue to do some of these things and make them fun!! In fact Hazel wants to continue using these resources during the summer as well!! To start with learning about money we got the game Loose Change. 

Mahalia Jackson -- Black History Month Blog Series and Giveaway

This post is part of the Multicultural Kid Blogs' Black History Month Blog Hop and Giveaway. More details below. 

While reading the books written by Dr. Martin Luther King Jr.'s relatives this year I kept seeing mention of Mahalia Jackson. I had read the book Martin & Mahalia by Andrea Davis Pinkney and Brian Pinkney, but did not really see the connection to them besides she was a gospel singer and he was a preacher.

Reading stories about how Martin asked Mahalia to get the people in Washington in the right frame of mind for his speech and her whispering to him to tell them about his dream, made me want to learn more. Of course with any musician one of the first things I do is look for a CD at the library so we can hear the music.

Saraswati's Way -- Multicultural Children's Book Day Review

Disclosure: Monika Schroder gave me a copy of this book free of charge for this review in return for an honest review. All opinions in my review are my own and I did not receive any other compensation.  As in all my reviews I am providing links for your ease, but receive no compensation.

Can you believe Multicultural Children's Book Day is on Friday? I cannot wait to see all the great books reviewed in the link up on Friday. I am a co-host so you can see them here!!

Fighting Hunger

How do you know when you are hungry? I have sat through many Weight Watchers Meetings listening to this discussion of the answer to that question. How do you know when you are really hungry versus something else like emotional eating, boredom or habit? Do you ever have that problem? The answers usually are things like stomach rumbling, easily agitated, its been awhile since you ate, fatigue. Try to imagine your hungriest time and how you felt. Now imagine feeling that way most of the time. How would your life change? 

The High School Youth Group at my church does a 30-Hour Famine every spring. These high school students go for thirty hours without eating. They first start with a nice large breakfast and then go to school for a Friday. Then they return to the church and sleepover. On Saturday they usually do some sort of service project and then end the fast with Communion and a meal. Now you may ask yourself why a group of teenagers would go thirty hours without eating. It is to raise money for World Vision to help feed the hungry around the world.

As I was thinking about this post, I started thinking about the 30-Hour Famine. I actually just messaged one of the students who did this 30-Hour Famine all four years of her high school career (she is now in college) and was lucky enough to get one of the positions to visit a country where World Vision works to see how the money raised was helping. I first asked her for her first feelings on the 30-Hour Famine. She said, "You feel empowered, like you are making a difference in the lives of children you may never be able to reach otherwise." Then I asked her specifically about the hungry feeling. She responded, "Of course you lose focus and it makes the school day seem like ten times longer."

Next I started looking at the statistics. According to data released on September 5, 2012 by the Department of Agriculture, last year more than 16 million kids struggled with hunger in America that is equal 1 in every 5 children. (Source) Also, 62% of American teachers say they regularly see kids who come to school hungry because they are not getting enough food at home. (Source)

As a former public school teacher this statistic saddens me and scares me. I know what the lack of focus can do to a student as well as to a class. If the child is not getting fed enough, their ability is down and they will be less likely to succeed in school and thus less likely to be able to support and feed their family in the future. But what saddens me further is there is enough food for everyone in the world. Our society/world is not getting it to the people who need it. I am sure we all remember hearing about the starving people in the third world countries as children (usually Africa in my memory), but these people are starving in our country as well! We need to take care of them.

So what can we do? Well here are some ideas (many obvious):

1. Donate to an organization like No Kid Hungry $1 can connect a child with 10 meals!
2. Donate to a local soup kitchen/food bank with money, food, and/or time
3. Cook a meal for a local soup kitchen
4. Organize a food drive
5. Organize a bake sale or other fundraiser
6. Dine Out for No Kid Hungry September 16th - September 24th! For more information and to find participating restaurants check out here.
7. If you are a member of Weight Watchers (like me) do everything to lose as much as you can for the next 12 weeks during their Lose For Good Campaign (They donate a quarter for every pound lost to Share Our Strength and Action Against Hunger.)

So join me this month in helping end hunger and in celebrating National (End) Hunger Month!

The Year of the Dog--Chinese New Year

Disclosure: I was sent these products in exchange for an honest review. All opinions are my own. 

It is hard to believe the lunar new year is approaching. This year it is February 16, 2018. This coming year will be the year of the dog in the Chinese horoscope. I always love when it is the year of the dog since that is the sign I was born under. Now this year we had a New Year's Eve themed birthday party for Hazel and one of the things I tried to do was have some different cultures represented so we had a table set up for the Chinese New Year with items from Oriental Trading. 

New Year Traditions from Around the World

How do you celebrate New Year's? Most of the people I know go to a party or celebrate with their family at home, but have you ever looked at what some of the traditions are from around the world? There are some interesting ones.

Rigoberta Menchu

Back in August I had the pleasure of sharing She Takes a Stand: 16 Fearless Activists Who Have Changed the World by Michael Elsohn Ross. One of the amazing 16 women I read about was Rigoberta Menchú. I decided then to focus on Rigoberta for Hispanic Heritage Month (there is a giveaway below). I wanted to share her story with Hazel (though she got bored--I guess I'll have to wait a few more years) and you.  Rigoberta is an indigenous woman from Guatemala. She has dedicated her life to promoting indigenous rights in Guatemala. She received a Nobel Peace Prize in 1992.

Rigoberta with other Human Rights Activists in 1992 By Moya110 (Own work) 
[GFDL or CC BY-SA 4.0-3.0-2.5-2.0-1.0], via Wikimedia Commons

Books Sharing the History of Mexican Americans and Life in Border Towns

 

Disclosure: I was sent copies of these books in exchange for an honest review. All opinions are my own. 

Schools are starting back which means September is almost here. Hispanic Heritage Month begins September 15th and today I am sharing two books that are perfect for it. One is for middle grades (10-14-year-olds) about the history of Mexican Americans (released last week), and the other is an autobiography for young adults. Obviously, both are nonfiction. We will start with the book for the middle grades. It is a book from the Race to the Truth Series. It is Borderlands and the Mexican American Story by David Dorado Romo. 

Payback on Poplar Lane Review

Disclosure: Penguin Kids sent me a copy of this book in exchange for an honest review. All opinions are my own.

Do you ever have an idea for a business? Well the sixth graders on Poplar Lane have gone beyond the lemonade stand ideas to more. Of course there is much more to business than just the idea of what to sell. In Payback on Poplar Lane by Margaret Mincks, Peter is trying to make money for several things--private school, his parent's mortgage, and to have a great business. 

Skandar and the Unicorn Thief -- Middle Grades Fantasy Novel Review

 

Disclosure: I was sent a copy of this book in exchange for an honest review. All opinions are my own.

Did you go through a unicorn phase? I remember loving unicorns in middle school. In fact one of my graphic arts projects in middle school was screen printing a unicorn on a mirror. I had the mirror for a very long time and may still. I'm not sure where it is though. I remember seeing it when my parents moved during college. Unicorns have become a big thing. They are always cute and sparkly. They apparently poop rainbows now. And every animal can become a type of unicorn. I see the marketing for a caticorn or llamacorn. Have you seen it? Let's face it today's kids are going crazy for anything unicorn. Today I get to share a new middle grade fantasy novel. It is described as a book for Percy Jackson fans, and I wholeheartedly agree. The book is about a world with unicorns, but unicorns are not what we think they are. The book is Skandar and the Unicorn Thief by A.F. Steadman. It is the first book in a series that will be extremely popular!! It has an 8- to 12-year-old reading level.